๐Ÿš€ Launching Soon โ€” Join the Waitlist

Find Out What Your Car Insurance
Actually Covers โ€” Before You Need It

You're paying $200+/month for coverage you've never read. Upload your policy PDF and get a plain-English breakdown of what's covered, what's not, and where you're exposed โ€” in under 60 seconds.

"Don't be the person standing in a body shop realizing your 'full coverage' doesn't cover what you thought it did."

Free to join ยท 50% off launch pricing ยท No spam

209K+ Drivers on r/Insurance asking the same questions
94% Of coverage gaps go unnoticed until claim time
60 sec To understand what you're actually paying for

Car Insurance Is Designed to Confuse You

Insurance companies profit when you don't understand your policy. Most people don't find out there's a problem until it's too late.

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40+ Pages of Legal Hieroglyphics

The average policy is 40+ pages of dense insurance-speak designed to obscure what you're actually covered for. Most people never read past page 3. You're paying every month for something you've never actually read.

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$10K Surprises at the Worst Moment

47% of claim disputes come from coverage gaps policyholders didn't know existed. You find out standing in a body shop โ€” not sitting at your kitchen table where you could actually do something about it.

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No One Will Give You a Straight Answer

Call your insurer and get hold times, transfers, and scripted non-answers that don't explain your specific policy. You're left guessing what you actually have โ€” and hoping it's enough.

Real questions from real drivers โ€” asked every day across Reddit and Facebook:

"Should I just have liability insurance? I honestly don't know what I'd be giving up." โ€” r/Insurance
"I thought I had full coverage. Turns out that term means almost nothing." โ€” Facebook, 160+ replies
"What coverages do you actually recommend? Professionals, I'm genuinely asking." โ€” 200+ comments

Three Steps to Knowing Exactly What You Have

Upload once. Understand everything. No insurance background required.

1

Upload Your Policy PDF

Drag and drop your car insurance PDF. We handle Geico, Progressive, State Farm, Allstate, USAA, Liberty Mutual, Farmers, Nationwide โ€” all major providers and 100+ regional carriers. If it came from your insurer, we can read it.

2

AI Reads Every Line โ€” Including Page 37

Our system reads every clause, exclusion, sub-limit, and condition โ€” the stuff buried deep in your policy that your agent never walked you through. It spots coverage gaps, duplicate protections you're paying for twice, and limitations that will matter when you actually need to file a claim.

3

Your Decoder Report in Under 60 Seconds

Plain-English summary delivered instantly: exactly what you're covered for, what's excluded, where you're overpaying, and specific actions to close your gaps. No jargon. No upsell. Just the clarity you should have had from day one.

What Your Decoder Report Looks Like

A complete plain-English breakdown of your policy โ€” ready in under a minute.

๐Ÿš— Car Insurance Policy Decoder Report Generated: Feb 2026

โœ… What You're Actually Covered For

  • Collision coverage up to $75,000 โ€” applies after your $1,000 deductible
  • Rental car reimbursement ($40/day, 30 day max) โ€” starts 24h after covered accident
  • Roadside assistance included โ€” towing up to 15 miles only (check your contract)

โš ๏ธ Critical Gaps Found

  • No gap coverage โ€” if totaled, you'd owe your lender ~$8,400 out of pocket
  • Uninsured motorist capped at $25K state minimum โ€” median ER visit is $38K
  • Aftermarket upgrades not covered โ€” your custom wheels aren't in this policy

๐Ÿ’ก Actions to Take This Week

  • Add gap coverage (~$8/month) โ€” call your insurer and ask for it by name
  • Increase UM/UIM limits to $100K/$300K โ€” usually under $15/month extra
  • Document and schedule aftermarket upgrades as a separate rider

You're Not the Only One Who Doesn't Know

Millions of drivers are trying to figure this out with nowhere good to turn.

209,000+
Members in r/Insurance

One of Reddit's most active financial communities โ€” filled with people trying to decode policies, dispute claims, and figure out what they're actually paying for. The top posts are almost always "what does this even mean?"

160+
Comments per Facebook discussion

Groups like "High Cost of Car Insurance in California" fill up with frustrated drivers crowdsourcing answers that insurers won't give them directly. Real people, same questions, no good answers.

250K+
Average YouTube views on policy explainers

Hundreds of thousands watching basic insurance explainer videos because their agents didn't bother, their insurer won't, and Google returns generic articles that don't explain their specific situation.

This is solved for lawyers and insurance professionals. For the other 200 million American drivers? It's a $200+/month mystery. We're fixing that.

Simple Pricing. No Subscription Required to Start.

Pay once for one policy, or go unlimited for the year. Either way, you'll know exactly what you have.

Single Decode

$9/policy
  • โœ“ One complete policy analysis
  • โœ“ Full PDF decoder report
  • โœ“ Coverage gap summary
  • โœ“ Plain-English breakdown
  • โœ“ Action recommendations
  • โœ“ Email support

๐Ÿ›ก๏ธ 100% satisfaction guarantee โ€” not useful? Full refund, no questions asked.

Common Questions

Is my policy document secure?

Yes. We use bank-level encryption for all uploads. Your PDF is analyzed and then permanently deleted โ€” we never store your policy document. We retain only the anonymized insights from your report to improve accuracy over time.

Which insurance companies do you support?

All major providers: Geico, Progressive, State Farm, Allstate, Liberty Mutual, USAA, Farmers, Nationwide, and 100+ regional carriers. If your insurer gave you a PDF, we can decode it.

Could this actually save me money?

Most users find coverage gaps that could cost thousands in a claim โ€” that's the real saving. Many also discover duplicate coverage they're paying for twice and can safely remove, typically saving $200โ€“$500/year without losing meaningful protection.

Can I use this for home or renters insurance?

Yes โ€” the Unlimited plan covers car, home, renters, and umbrella policies. Single Decode is car-only at launch, with home and renters support coming in the first quarter after launch.

I joined the waitlist โ€” what happens next?

We'll email you when we launch (targeting Q1 2026). Waitlist members get 50% off launch pricing and first access. No obligation, no credit card required to join the waitlist.

Stop Guessing. Start Knowing.

Join 2,000+ drivers who want to understand their coverage before they need to use it.